PS Mortgage Lending is a Veteran Owned and Operated, Licensed Mortgage Lender and Licensed Mortgage Broker Business
PS Mortgage Lending is a boutique Mortgage Company headquartered in beautiful Miami, Florida with an office in Houston, Texas. PS has many Licensed Mortgage Loan Originators spread throughout Florida and Texas, and has been in business and licensed in Florida since 2012.
The owner, Phil Stevenson, has been interviewed and quoted in Forbes 3 times as a mortgage expert, and has been flown to Washington, DC multiple times by regulators to take part in rewriting the National Mortgage Licensing Exam with other Subject Matter Experts. Click here to learn more about the story behind PS Mortgage Lending and Owner Phil Stevenson aka “Mortgage Nerd”.
Mortgage Nerd Videos
The Nerd makes it easy to understand the complex.
Rate Update August 21st 2019
Your weekly rate update is ready to watch! Rates sometimes behave like a yo-yo. Nerd it out with me and find out why!
Most misunderstood mortgage!
Do you know which mortgage is the most misunderstood in the market today? Here’s the answer! Even though mortgage payments do not need to be made, it does not mean that a borrower does not need to pay the property taxes and homeowners insurance. You must continue to maintain the property, and live in the home.
Motivation Monday #2 “Networking”
Networking can be an incredible tool for doing business, it really goes beyond simple presentation card exchange. Take a look at this with me, in my new Motivation Monday video!
Inverted Yield Curve & the Next Recession
This was shot the day before the yield curve inverted and the media went crazy. Is your mortgage professional PROACTIVE or REACTIVE? Do you want someone who can read the signs before it happens, or one who only reacts and addresses things after they happen?
FHA Loosening Condo Approval Guidelines
BREAKING! The FHA is loosening its Condo Approval Guidelines, allowing us to do spot approvals for condominiums. What does that mean? Check it out in my new video!
Rate Update – August 13th
It’s a GREAT time to get refinanced. Let me help you get the best rate available. Learn more about this in my Weekly Rate Update!
SELF EMPLOYED?No tax returned needed!
There are many reasons a self employed borrower won’t qualify for a mortgage. Watch to learn how they can without using tax returns.
Success: “Why it won’t happen to you from one day to another”
Success: “Why it won’t happen to you from one day to another” 🏠🤓🏠
Cash out refinancing about to get harder!
New rules are being established, regarding the reduction of churning on refinancing. But what’s “churning? Learn all about it on my new video!
Should we forgive the $1.6T in STUDENT LOAN DEBT
Why not offer alternatives like those offered in the mortgage business? Tune in to find out more… 🏠🤓🏠
Trump addresses the nation!
I still don’t know how to react to the new presidential address! What are your thoughts on it? 🇺🇸🤣🇺🇸
Rates are Dropping?
Can’t you tell I’m having fun with this? I really must be a nerd 🤓 🤣 Rates are dropping sharply! But why? And will the bounce back up? If so, when? Tune in, and enjoy! (This was filmed after 5pm Monday 8/5/19. When posted the morning of 8/6/19 the rates started to shift slightly upward.)
There are many reasons why using a hybrid lender that can both lend directly or broker would benefit you more than going directly to big retail banks or lenders. For more information…
Watch the video below to learn about the Bank Statement Mortgage Loan