Even while empty nests are potentially becoming a thing of the past, it seems some baby boomers are trying to combat this reverse trend by helping out their children monetarily before letting them move back home.According to an article published in Reverse Mortgage Daily, a Del Webb Baby Boomer Survey, which surveyed more than 500 baby boomers this past September, found that 68% of “empty nesters” are much more likely to offer financial assistance than have them move back in.One reason could be that they have decided to downsize, meaning less space for a child to move in after they have already moved out, or they have decided to move to a different state or retirement community. All of this means that, while they will be more comfortable during their retirement, they will no longer have the means to provide shelter for their children, therefore, monetary assistance would be preferable.In addition, the survey found that 70% of baby boomers have converted their child’s room into another room for personal use. Whether it be a guest bedroom, home office or a media room, baby boomers have already come to grips with the fact that their children have moved out, but they are not yet ready to move (if at all) and have taken advantage of the extra space.If retirement is slowly become just another stage in life, instead of the end of the journey, then it’s possible baby boomers are finding ways to live their retirement to the fullest, without having to make drastic changes to their lives. For example, a retiree that has left their regular job, but is still working (at least part time) during their retirement will benefit from the comfort of a home office. It gives them the freedom and flexibility to continue to work without having to go out of their way to do so.Fred Ehle, vice president of brand marketing for Del Webb stated:“Once kids leave the home, parents take close look at their home and often find their large home no longer fits their new lifestyle. […] Often, they look at redecorating their kids’ former rooms as a temporary solution before making the leap to move.”I think every retirement is different, but there should be some sort of plan laid out before retirement starts. While plans changes, and other factors can potentially derail even the best laid plans, a general blueprint can help you out while everything falls into place.A reverse mortgage loan can provide a substantial cash flow boost during retire, enough to secure your own plans as well as your children (if the need should arise). A line of credit option is a potentially beneficial component of a successful retirement plan, consider your options to best determine what is the best plan for you.Be aware that while you cannot lose your home under normal circumstances, foreclosure may occur if you do not pay your taxes and insurance and otherwise comply with the loan termsIf you’re interested in a reverse mortgage or simply have more questions, give PS Financial Services a call at  (888) 845-6630 or send us an email at info@PSReverseMortgage.com. As an independent reverse mortgage company in Florida, we offer all currently available reverse mortgage products at wholesale prices.Make sure your retirement is liberating, not suffocating. We do not pressure those who inquire, we are simply here to help.