Reverse Mortgage Success Story in Miami… Mimi Planas wanted her mother, Caridad Planas, to have a better quality of life during her retirement. Planas began the reverse mortgage process in December 2009 and PS Financial Services met with them on January 29, 2010. The company that Planas had been using before had not even done an appraisal yet while PS Financial Services was able to get an appraiser out to the Planas a day after their first meeting. PS Financial Services, however, promised more net money in a much shorter closing time. We delivered on both by getting the Planas over $25,000 more than originally estimated and closing the deal 19 days after we first met on February 17, 2010.