The VA Loan is made for veterans, military members currently serving in the U.S. military, reservists, and surviving spouses. It can be used to buy single-family homes, condominiums, multi-unit properties, manufactured homes, and new construction.

Simply put, it’s a benefit for the veterans, it’s a mortgage. The most important part is that you can literally put 0% down, so it’s basically a 100% financing. Other types of mortgages could give you up to 90% – 97%. Regarding closing costs, you can get a seller, a lender or a realtor to help you with it.

This mortgage is for qualified veterans who can buy a home with no money down (100% financing), and the veterans can even get the seller to pay most or in some cases all of the closing costs and/or prepaid items. The VA Mortgage has an upfront funding fee for most veterans, but some qualify to have it removed. The owner, Phil Stevenson, is a veteran of the wars in Afghanistan and Iraq. Therefore, we go by the slogan #1vet2another.