Why I Started PS Financial Services I was in training at one of the country’s largest reverse mortgage companies when the CEO said, “We don’t want every loan.” What he meant by this was, “We will deny the less than perfect borrower and/or property.” I had difficulty with this concept because I was a front line mortgage loan originator (MLO) who put food on the table by closing every loan possible. I was working hard to bring in that business and help those families in less than ideal situations. I’ve also helped change people’s lives: people who ran into some type of hardship in retirement whether it be physical, financial or both. Helping these people get out of their situation was incredibly fulfilling and I would fight with all my might to help them get their reverse mortgage. Now this CEO was telling me I would have to look these retirees in the eye and tell them we can’t help them. I wasn’t having it. After 9 months of working for this company, I opened PS Financial Services. I made sure I had a select panel of great appraisers and that I would fight hard to make sure every loan would close. If one lender would deny it, then I would move on to the next, until it closed. This is why I feel the broker model is the best model for the front line MLO trying to make a living and for the retiree looking for a way to live better after their peak earning years. Regardless of the growth of my company, this will always remain at the core of our philosophy. Interested in a reverse mortgage or simply want more information? Give PS Financial Services a call at  (888) 845-6630 or via email at info@PSReverseMortgage.com.