What is the mortgage application process? If you're in the market for a new home or a refinance, one of the first things you'll need to do is apply for a mortgage. The mortgage application process can seem overwhelming, but it doesn't have to be. By understanding the steps [...]

Hybrid Reverse Mortgage! There's actually a hybrid reverse mortgage. It allows for younger people to do it, not me. You gotta be in your 50’s, and you're able to continue paying the mortgage for the next 10 years, and then after that, it kicks in as a regular reverse [...]

Death & the Reverse Mortgage Everyone, mortgage nerd here. So I had two clients pass away on me very recently. Just found out about one. The other passed away Monday. You know, one was an actual person in process. The other is someone that I've closed three times over [...]

Seniors Sacrifice Health to Pay Mortgage!   Hey everyone! Mortgage Nerd here. I saw a statistic recently. Seniors' healthcare expenses, meaning that they pay more for healthcare, goes up 25% after they pay off their mortgage. So think about that. You have a mortgage, you're making payments on it, [...]

Seniors Deserve a Break! So the United States government has been making the reverse mortgage harder to get, stricter for people who are 62 and over to be able to qualify. This is something that they could use to help themselves through retirement, by having less expenses. People over [...]